Smarter Ways to Pay for College
Compare 529 plans, Coverdell ESAs, and custodial accounts with tax advantages.
With college costs continuing to rise, early planning and systematic saving are essential for funding higher education. 529 plans and other college funding strategies provide tax-advantaged ways to build education savings over time.
Will Your Family Owe Estate Taxes?
Find out if your estate exceeds the federal exemption
Complete Estate Plan Checklist
All the documents you need for full protection
Will or Trust
Directs how assets are distributed to beneficiaries after death.
Priority: Essential
Power of Attorney
Authorizes someone to manage finances if you become incapacitated.
Priority: Essential
Healthcare Directive
Specifies medical wishes and appoints healthcare proxy.
Priority: Essential
Beneficiary Designations
Update forms for retirement accounts, insurance, and bank accounts.
Priority: Important
Guardian Designation
Names guardians for minor children (if applicable).
Priority: If Children
Digital Asset Plan
Instructions for social media, email, and online accounts.
Priority: Recommended
The True Cost of Probate
See how much a trust can save your family
Example: $500,000 Estate
Attorney Fees (3-5%)
Legal representation for probate process
Executor Fees (2-4%)
Compensation for estate administration
Court & Filing Fees
Various probate court expenses
Appraisal & Accounting
Professional valuations and reports
Total Probate Costs
Plus 12-24 months of delays and public court records
A Living Trust Would Cost:
$1,500-3,000
Saving your family $27K-54K and years of hassle!
Charitable Giving Strategies
Leave a legacy while reducing taxes
Direct Bequests
Leave a specific dollar amount or percentage of your estate to charity.
Tax Benefit:
Estate tax deduction for donated amount
Charitable Trusts
Create income for life while supporting causes you care about.
Tax Benefit:
Income tax deduction + estate tax savings
Donor-Advised Funds
Donate assets now, recommend grants over time to your favorite charities.
Tax Benefit:
Immediate tax deduction for contributions
Create a Lasting Legacy
Charitable planning allows you to support causes you're passionate about while potentially reducing estate and income taxes. Whether you want to endow a scholarship, support medical research, or help your local community, we can help structure gifts that benefit both the charity and your estate.
of donations deductible
estate transfers to charity
your impact continues
Compare Top Offers
Find the perfect match for your needs
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How It Works
Simple steps to get started
Tell Us Your Needs
Tell us your student’s age, target tuition, and savings ability.
See Personalized Offers
We show plan fees, state tax perks, and investment lineups.
Apply Securely
Open and fund the account online; set up recurring contributions.
Frequently Asked Questions
Everything you need to know
Not always. Some states offer tax perks for in‑state plans; others don’t. Fees and investments matter too.
Beneficiaries can be changed or funds used for K‑12 (limits apply) or certain transfers—check rules first.
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